Novellìora aggregates your assets spread across several establishments and applies predictive models to reduce the asymmetry of information specific to long-term financial decisions.
A single interface consolidates your positions, their estimated volatility and suggested arbitrages, without requiring repeated login to each platform.
Most households manage their savings through several distinct vehicles: securities accounts, life insurance, savings plans, brokerage accounts. This dispersion makes it difficult to have an overall reading of the risk actually taken. Novellìora connects these sources and restores a continuous heritage vision, updated in real time.
Predictive analytics does not seek to predict future performance with certainty, which would be misleading. It aims to qualify risk scenarios and signal, upstream, imbalances in a portfolio before they become costly for a family.
The models monitor the correlation between your positions and detect excessive concentration in the same sector or geographic area, before volatility increases.
Certain temporary imbalances between asset classes create arbitrage windows. The system reports them with their context, for an informed rather than automated decision.
The volume of data processed does not alter the responsiveness of the dashboard: the addition of a new account or a new asset is integrated without manual reconfiguration.
Trust is built through the transparency of the process, not through promises of performance. Here are the three stages through which your data passes, from collection to final recommendation.
Secure connection to the establishments concerned and consolidation of positions in a single format, independent of their original platform.
Application of statistical and predictive models on the consolidated whole, in order to identify correlations, volatility and areas of risk concentration.
Restitution of prioritized arbitration recommendations, accompanied by their justification, for a decision that remains entirely in your hands.
Novellìora was designed for middle-income households who want to consolidate their savings without having a dedicated full-time advisor. The tool does not replace user judgment; it reduces the time needed to obtain a reliable reading of a distributed asset.
Each recommendation is accompanied by its underlying reasoning, so that the final decision remains reasoned and traceable, rather than imposed.
Discover our positioningThe initial aggregation of your accounts allows you to obtain an initial map of your risk exposure, without management commitment or transfer of assets.